Select Your Crypto Assets
Choose the crypto assets you want to use as collateral directly from your wallet. This step works in pairs - you select the assets, and we secure them for your loan.
Customise Your Loan
Pick from available loan durations, each with different interest rates, to tailor your borrowing experience to your needs.
Get Approved in 24-48 Hours
Obiex, automatically calculates the maximum loan amount you can take based on your chosen collateral amount. We typically offer 75% to 80% Loan-to-Value (LTV) ratio, ensuring you get the most out of your crypto assets.
Why Use Our Crypto Loan?
Crypto, Your Way
Keep your crypto close while accessing the funds you need.
Competitive Rates
Enjoy competitive interest rates, giving you the necessary advantage for your crypto trading.
Swift Solutions
Need funds fast? No problem. With our streamlined process, your loan can be approved and funded in minutes!
Flexible Repayment
Flexible repayment terms, giving you the necessary advantage for your crypto trading.
To get a crypto loan on Obiex, follow these steps: Select the cryptocurrency you want to borrow. Choose your loan duration. Customise your loan. Apply for your loan and get approved within 24-48 hours.
We accept a variety of cryptocurrencies as collateral, including Bitcoin (BTC), Ethereum (ETH), and USDT.
Interest rates and fees vary based on the loan amount, the type of collateral, and the loan duration. To find out more, sign up or log in to your Obiex account today.
Loan to Value (LTV) is a ratio that represents the loan amount compared to the value of the collateral. For example, an LTV of 50% means that if you provide $10,000 worth of cryptocurrency as collateral, you can borrow up to $5,000.
Eligibility for a loan on Obiex generally requires: Having an active and KYC (Know Your Customer) verified Obiex account. Meeting the minimum crypto collateral requirements.